Legal

Terms of Engagement

Effective: 2026-05-04 · Version 0.1

These Terms of Engagement govern the relationship between you (the "Client") and the operator of CCIAF (the "Advisor"). They apply to all advisory engagements undertaken under the CCIAF banner, in addition to any engagement-specific letter or scope of work executed between the parties. The Disclaimer and Privacy Policy are incorporated by reference and form part of these Terms.

1. The Advisor

CCIAF is operated by Minhaaj Rehman, founder of Psyda Solutions, on a single-principal basis. Engagements are with the Advisor personally; the deliverables of an engagement are the Advisor's work product. There is no agency, partnership, joint venture, or employment relationship created by an engagement.

2. Engagement Tiers

CCIAF engagements are offered in three tiers, each with a defined scope:

• Tier I — The Election. A single-decision advisory comprising a written intelligence brief and one private session. No ongoing commitment.
• Tier II — Retainer. An annual engagement with monthly written briefings and quarterly strategic sessions. Ad hoc Elections within the retainer scope.
• Tier III — Senior Engagement. A bespoke long-term engagement with all five layers including the Risk Awareness Layer. By introduction only.

The specific scope, deliverables, and fees for each engagement are set out in a written engagement letter executed by both parties before work commences.

3. Acceptance and Commencement

An engagement is formed only upon (a) execution of a written engagement letter, and (b) receipt of any required initial fee. Until both have occurred, no advisory relationship exists, and any prior correspondence — including enquiry exchanges — is exploratory.

4. Fees and Payment

Fees are set per engagement and stated in the engagement letter. Pricing is not published. Fees are payable in advance for Tier I and Tier III engagements, and in scheduled instalments for Tier II retainers, unless otherwise agreed in writing. Late payment may suspend or terminate ongoing deliverables. Fees are non-refundable once work has commenced, except as required by law.

5. Client Responsibilities

The Client is responsible for: (a) providing accurate, complete, and timely information necessary for the engagement, including birth or founding-date data and decision context; (b) reviewing all deliverables and notifying the Advisor of any factual errors; (c) maintaining the confidentiality of all deliverables; and (d) exercising independent judgement in any decision the Client makes, regardless of the content of any deliverable.

6. Confidentiality

Each party shall hold the other's non-public information in strict confidence and use it solely for the purposes of the engagement. The Advisor's confidentiality obligations are set out in the Privacy Policy and in any engagement-specific confidentiality terms. The Client's confidentiality obligations include the deliverables themselves, the underlying methodology to the extent disclosed, and any non-public communications between the parties.

7. Intellectual Property

The Conflict Resolution Codex, the framework's calibration logic, the source documents (including Volume I), the methodology, and all related know-how remain the exclusive intellectual property of the Advisor. The Client receives a non-exclusive, non-transferable licence to use the deliverables of an engagement for the Client's own internal decision-making purposes only. The Client may not reproduce, redistribute, publish, or use the deliverables to train, replicate, or compete with CCIAF or any successor framework.

8. Nature of Deliverables

CCIAF deliverables are decision-support, not prediction. They are not medical, psychiatric, legal, financial, or investment advice. The full statement of limitations is set out in the Disclaimer, which the Client is deemed to have read and accepted by entering into an engagement.

9. No Guarantees

The Advisor makes no warranty, express or implied, that any specific outcome will occur as a result of any decision the Client makes following an engagement. The Client retains full and final responsibility for all decisions taken.

10. Limitation of Liability

To the maximum extent permitted by law, the Advisor's aggregate liability arising out of or in connection with any engagement shall not exceed the fees paid by the Client for that engagement. The Advisor shall not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, data, business opportunities, or goodwill.

11. Termination

Either party may terminate an engagement on written notice in the manner set out in the engagement letter. The Advisor may, in its sole discretion, decline to proceed with any enquiry or to continue any engagement where it considers continuation inappropriate or inconsistent with the framework's professional standards. Provisions concerning confidentiality, intellectual property, limitation of liability, and governing law survive termination.

12. Independent Contractor Status

The Advisor acts as an independent contractor. Nothing in these Terms creates an employment, agency, partnership, or fiduciary relationship between the parties beyond the duties expressly set out herein and in the engagement letter.

13. Force Majeure

Neither party shall be liable for any failure or delay in performance to the extent caused by circumstances beyond reasonable control, including without limitation acts of God, war, civil unrest, regulatory action, infrastructure failure, or pandemic.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction specified in the engagement letter. Any dispute arising out of or in connection with an engagement shall first be addressed by good-faith negotiation between the parties; failing resolution, the parties shall submit to mediation, and only thereafter to the courts or arbitral body specified in the engagement letter. Where mandatory consumer-protection or professional-conduct laws of the Client's jurisdiction apply, those laws prevail to the extent of any conflict.

15. Entire Agreement

These Terms, together with the engagement letter, the Disclaimer, and the Privacy Policy, constitute the entire agreement between the parties with respect to the subject matter and supersede all prior or contemporaneous communications, whether oral or written. In the event of conflict between these Terms and an engagement letter, the engagement letter prevails.

16. Severability and Amendment

If any provision of these Terms is held invalid or unenforceable, the remainder shall continue in effect. These Terms may be amended only in writing, signed by both parties, except for non-material updates to reflect changes in law or operating practice, which the Advisor may make on notice.

17. Contact

Engagement enquiries: contact@psyda.org.